The Money Train

In our society making a profit is the number one goal. No matter what gender, race, class, age etc., as a whole we are taught that making money is the key to survival. With that thought in our minds it is not hard to believe or even understand the motives behind a lot of these Businesses that are profiting from low-wage earners. Unfortunately a lot of today’s low-wage earners, are also on the other side of the opportunity divide. The opportunity divide issue is most definitely exacerbated when companies continuously prey on lower income households. Instead of providing education or financial counseling to low-wage earners, they rather take advantage of these situations making it so these low-wage earners never find themselves out of debt. On the other side of this we have to ask ourselves, is it really the responsibility of these companies to worry about the education, and financial means of their customers. Yes, it would be a nice to believe that these companies actually want to help, but at the end of the day they are designed to make a profit. It is just as much as the customers’ responsibility to educate themselves, before allowing a company to assist them when it comes to finances. It’s not fair to say one side is more responsible than the other. Whenever going into a situation where your money can be affected if there is no excuse for not gathering information about the company you are dealing with, the papers you are signing, and what the entire process means. Until low-income families are offered more education or resources to better assist with finances then it is up to the individual to educate themselves.